Loan Terms. A mortgage loan term is the amount of time a borrower will pay off the loan. Most mortgages are designed to be paid off in 15 or 30 years, though other loan terms are available. Generally, mortgages with longer terms will have lower monthly payments.
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you should compare Loan Estimates from at least three potential mortgage lenders. There usually isn’t a fee to get a Loan Estimate, but some banks might charge $15-$50 to pull your credit report as.
The best way to get started is to browse some of the top lenders and find a few that match your needs. To help you start honing in on your options, we’ve pulled together the best mortgage lenders of 2019.
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